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FAIR USAGE AND PRIVACY POLICY

The web site (www.pinehillassociates.co.uk) is operated by Pinehill Associates Limited (Company Registration Number 11042702) whose address is Pinehill Associates Limited, Minshull House, 67 Wellington Road North, Stockport, SK4 2LP)

This privacy policy sets out how Pinehill Associates uses and protects any information that you give us when you use this website.

Pinehill Associates is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

Pinehill Associates may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.

1. Users

1.1.      You are wholly responsible for the use of the Website by any person using your computer and you must ensure that any such person complies with these Terms.

1.2.      The Website is currently intended for those who access it from within England and Wales and who are 18 years old and over. Because of this we cannot guarantee that the Website or the information thereon complies with or is appropriate for use in other places.

1.3.      You will not knowingly transmit any virus or other harmful matter to the Website. You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up the Website or any part of it.

1.4       If false or inaccurate information is provided, including in relation to a person's identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies.  Law enforcement agencies may access and use this information.  The lender and other organisations may also access and use this information to prevent fraud and money laundering, for example when checking details on application for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees.  The lender and other organisation any access and use from other countries the information recorded by fraud prevention agencies.   For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy

 

2. Disclaimers and Limitation of Liability

2.1.      Whilst we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Website, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Website and the materials contained in it are entirely at your own risk. We shall not be liable for any losses or damages, whether direct or indirect, consequential or otherwise that you may suffer as a result of your use of the Website, including but not limited to computer service or system failure, access delays or interruption, data non-delivery or mis-delivery, computer viruses or other harmful components, breaches of security or unauthorised use of the system arising from "hacking" or otherwise or your reliance on the information contained on the Website.

2.2.      We do not represent or warrant that the Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

2.3.      We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website.

2.4.      Nothing in these Terms or in the pages of the Website shall limit our liability for death or personal injury arising out of our negligence, or for fraud, or for any other liability, which cannot be excluded or limited under applicable law.

2.5.      The information, material and content provided in the pages of the Website may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. Any revised term shall take effect as at the date when the change is made to the Website. You agree to review the Terms regularly and your continued access to or use of the Website will mean that you agree to any changes.

 

3. Third party Websites

3.1.      Links contained in the Website might lead to other websites not under our control, and we accept no liability for the content or availability of any linked site which is not operated by us or any link contained in a linked site not operated by us. Links on the Website are provided to you only as a convenience and the inclusion of any link does not imply reliability and we do not necessarily endorse any pages linked to the Website. Accordingly, you should read the terms and conditions of those websites before using them and direct any questions or comments about the linked website's contents to the relevant website provider.

3.2.      You are not entitled (nor will you assist others) to set up links from your own websites to the Website (whether by hypertext linking, deep-linking, framing, toggling or otherwise) without our prior written consent, which we may grant or withhold at our absolute discretion. You are also not entitled to direct link (also known as "Hot Link") any images or content without our prior written authorisation.

 

4. Cookies

We use "cookies" to identify who visits the www.pinehillassociates.co.uk website and to build up an overview of regular visitors. A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website. 

Loans are available to individuals aged 18 years or over, written details available on request. Pinehill Associates Limited is a master broker, not a lending or banking institution. Loans cannot be guaranteed and all loans are subject to status. Terms and conditions apply.

Representative 582.82% APR : £1000 borrowed over 6 months would give you a monthly repayment of £281.24 total charge for credit £687.46 total amount repayable £1687.46

We or associated companies (including lenders and financiers) may use credit scoring and other automated systems to assess your loan application, make decisions on your loan application, and verify your identity. These systems include searching your records utilising credit reference agencies, your employers, fraud and money laundering prevention agencies and the electoral register as well as providing them with information. These agencies will add your details to their records, which may be seen by other organisations. Pinehill Associates operates a premium rate telephone service where calls to the service are charged at £3.00 per minute and will not exceed thirteen minutes and twenty seconds in duration, or £40.00 plus your phone company’s access charge. All calls to Pinehill Associates Limited may be recorded for training and monitoring purposes.

Pinehill Associates Limited is an appointed representative of Introjuice Limited which is Authorised and regulated by the Financial Conduct Authority FRN 734749.

Registered address, Pinehill Associates Limited, Minshull House, 67 Wellington Road North, Stockport, Cheshire, SK4 2LP. Company Registration number 11042702. Data Protection Reg No: ZA302616.
Phone Paid Services Authority registration number ORG838-84072-05278.